The $200K lesson I learned from getting shot – Salon.com
On July 1 — I must’ve just received my paycheck — I bussed up to Cleveland Park, a quiet neighborhood in Northwest D.C., to meet my sister and brother-in-law for a celebratory dinner. They had just moved back to Washington after many years, and this was the first time she and I would be living in the same city. I met them at their new condo, with an envelope in my back pocket, we walked south down Connecticut Ave toward the restaurant, but before we reached our destination, I dropped the envelope into a corner mailbox.
Six hours later two EMTs wheeled me into a trauma center.
My medical bills totaled about $200,000, mostly attributable to major surgery and a 10-day hospital stay. My deductible more than cleared out my bank account, but in the end, my insurer paid almost every other penny, and saved me from bankruptcy or a lifetime of debt. For $200,000 you can buy an Ivy League education, a home, a law degree, a secure retirement or a splenectomy. But there’s no equity, dividend or residual value in a splenectomy.